Granite Group Benefits understands your privacy rights are important. We value our relationship with you and are committed to protecting the confidentiality of nonpublic personal information. We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your nonpublic personal information that may be contained in our records. We restrict access to nonpublic personal information only to employees who need to know that information to provide products or services to you.

Categories of Information That We Collect

Granite Group Benefits coordinates products and services designed to help you and your employees balance their work and personal lives, maintain good health, and protect their income in the event of illness or injury. To provide these benefits to you, we may collect nonpublic personal information from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with our affiliates, others, or us;
• Information provided on company employee census files (which may include date of birth, occupation, salary, address, etc).

Categories of Parties to Whom We May Disclose Information

We treat nonpublic personal information as confidential. We do not disclose nonpublic personal information about our clients to nonaffiliated third parties, except as permitted or required by law. We may disclose nonpublic personal information about your company to our affiliates (ie. insurance carriers) in order to provide the best possible service to you. When legally necessary, we ask your permission before sharing your information. Our information-sharing practices apply to our former, current and future customers.

When other companies help us conduct business, we expect them to maintain the confidentiality of information we share and abide by all applicable privacy laws. We do not authorize them to use or share the information except when necessary to conduct the work they are performing for us or to meet insurance regulatory or other governmental requirements.

Accuracy of Your Nonpublic Personal Information

That We Possess We strive to maintain the accuracy of your information. In order to help us maintain accuracy, you have the right to reasonably access your information. If you believe any of your information in our possession is inaccurate you may request that we amend, correct or delete the information that you believe to be erroneous.

Dispute Resolution

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Changes to Our Notice of Privacy Policy and Insurance Information Practices

We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law.